It does not matter if you are renting an apartment, condo or house. A renter’s policy is there to protect your personal belongings from a covered loss.

What is Covered

• Belongings, such as furniture, electronics, clothing, bicycles, computers and etc.
• Loss of use. This covers your living expenses in the event the place you are renting is rendered uninhabitable by a covered loss.
• Personal liability, such as if a lawsuit is filed against you.
• Medical payments, like medical bills of someone injured while at your place.

Renter’s insurance is an affordable way to protect your belongings during a certain period. Many companies also offer bundle discounts for having multiple policies with the same carrier, which can make the policy even more affordable.