It does not matter if you are renting an apartment, condo or house. A renter’s policy is there to protect your personal belongings from a covered loss.
What is Covered
Belongings, such as furniture, electronics, clothing, bicycles, computers and etc.
Loss of use. This covers your living expenses in the event the place you are renting is rendered uninhabitable by a covered loss.
Personal liability, such as if a lawsuit is filed against you.
Medical payments, like medical bills of someone injured while at your place.
Renter’s insurance is an affordable way to protect your belongings during a certain period. Many companies also offer bundle discounts for having multiple policies with the same carrier, which can make the policy even more affordable.
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