Workers' Compensation Insurance

What is Workers' Compensation Insurance?

Workers’ compensation legal guidelines were created to ensure that employees who are injured on the job are provided with preset economic awards. This eliminates the need for lawsuits and creates an simpler process for a worker. It also helps manage the economic risks for businesses since many states limit the amount an injured worker can get back from an employer.

Workers’ compensation insurance is designed to help employers pay these benefits. As a protection for employees, most states insist that employers carry some kind of workers’ compensation Insurance. Workers’ compensation insurance isn’t health insurance; it is for injuries sustained on the job.

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