No matter the type of business you own, you will need commercial property insurance for any important assets. At HRT Insurance, we want to help you find the best plan and bundle for you, so that you can focus on what matters—running your business.
Commercial property coverage is a type of business insurance that covers the personal property owned by the business.
Commercial property insurance is evaluated on a replacement cost or actual cash value basis. Typically, actual cash value policies are lower in premium due to the diminishing value over a period of time. It is best to consult with your agent about what is covered and what losses are covered, then take inventory of the necessary items that need to be covered.