In most cases, if you own a condo or townhome, you have different insurance needs than the typical homeowner. For example, you share ownership in the common areas and overall structure of your building.
We understand that a condominium may not be a traditional home. However, it does require a specific type of policy. Condominium insurance provides protection where condo associations do not. We specialize in condo insurance and are very aware of the issues that may occur regarding your condo association, rulings, and preferred insurance vendors.
Your condo association may have an insurance policy covering the common areas and the grounds of your complex. If an accident or theft occurs inside of your building, their policy may not cover your condo. So you’ll need your own financial protection.
That’s why we can tailor an insurance policy to fit the unique needs of condominium owners.
What May Be Covered
• Smoke Damage
• Theft and/or Vandalism
• Accidental Damage
• Personal Liability Protection
• Protection Against Claims
With numerous options, many people find themselves overwhelmed when they receive a condo insurance quote. Let one of our insurance professionals put together the right condo insurance policy for you.
Potential Discounts
• Monitored fire and burglar alarms
• Local ultrasonic burglar alarms
• Fire extinguishers
• Deadbolt locks on all exterior entryways
• Sprinkler systems
• Bundle your insurance with others
